"I have to say that I usually don't leave reviews but Ray was really good and I just wanted to say thanks for getting me some peace of mind I needed to get some coverage for my kids in case anything happened to them but I talked with Ray and I discovered that getting "term" life insurance is not a good use of money for my children because I don't save any money, so Ray helped me get affordable IULs which build up savings over time and adds interest so I can feel better prepared when they head off to college, thanks again Ray it was very helpful"

- Joe


"Peter was very good. Given my COPD I thought I could not get any coverage for my burial expenses, but Peter understood my condition >and helped me get something I could pay for through my social security. I can sleep better knowing my son will be taken care of when something happens to me."

- Salli


"I thought my driving history wouldn't make it possible for me to get any kind of insurance, but Ray worked something out and I'm now protected and have better peace of mind. He spoke with the underwriter and cleared up some things on my driving record which were not what they seemed. I'm finally covered and very grateful to Ray and CS insurance!"

- Merkel