About RS Insurance Group
OUR SERVICES

High-Risk Life Insurance Coverage
Having a High-Risk Life Insurance policy in your corner will fully cover risky or life-threatening health complications, including transplants, disease, diabetes, cancer, and even substance abuse. Never worry about paying high premiums or getting declined for coverage. There are no medical exams required and pre-existing conditions are accepted. Click here to discuss all the possibilities with a life insurance agent.

Term-Life Insurance Coverage
Term-Life Insurance will provide full coverage for a set period of time up to 30 years. Financial support is given to your loved ones, keeping them afloat after your passing. Learn how money will be available for funeral and burial expenses, credit card debt payoffs, and beneficiaries maintaining their current lifestyles. Start preparing for the future with a universal policy that builds a nest egg over time to be dispersed evenly among your dependents and beneficiaries.

Retirement Coverage
Get peace of mind when you decide to live out your Golden Years comfortably with a guaranteed paycheck waiting for you to claim. The daily grind ceases, but you will still get cash flow for a comfortable lifestyle when you stop working. Finally, take a seat and relax from all those years of taking care of your family. It is now time for you to be taken care of. Retirement coverage becomes more difficult to obtain as you get older, so get it while you still can.
About US

How can we help? Our insurance services

High Risk Life Insurance
No matter what serious illness or debilitating disease you suffer, get the right amount of protection you are entitled to from a reliable High-Risk Life Insurance policy. Underwriters determine the qualifications for this type of insurance plan based on age and other risk factors. In fact, getting this specific insurance policy is best for workers in industries where there is a high risk of fatal injuries or patients with chronic medical conditions. High Risk Life Insurance from RS Insurance Group gives you an inexpensive way to get coverage. Click here for a free quote.

Life Insurance No Medical Exam
Never worry about taking a medical exam or providing health information that will disqualify you. Your current health condition does matter to us. The Life Insurance No Medical Exam policy we offer covers everything. Get long-term care when you need it the most and set up your family for an easy ride with no associated future costs if something unfortunate happens to you. Get approved by requesting a quote and speaking with our life insurance agents today.

Mortgage Protection
What will happen to a mortgage if the loan recipient passes away? Get a lump sum to pay off the mortgage loan to reduce the burden on the family. Click here to learn more about how to get Mortgage Protection.

Save On Life Insurance
Save on life insurance with our long list of policies. Get burial and funeral expenses paid at a price that anyone can afford. Never worry about how you will pay for these stressful situations.

Save For Retirement - Annuities
Grow your wealth basket with a universal policy. Preserve your estate and protect your financials so when you pass every asset is evenly distributed among your dependents and beneficiaries. Leave behind a nice amount to pay off debts, fees, taxes, or liabilities. Click here for a free quote.

MEET RAY
MEET THE INSURANCE ADVISORS
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WHAT OUR CLIENT ARE SAYING

It is hard to turn down a good deal, especially when it is for something I need. I have stage 4 lung cancer and have not told my family yet. I know my fate. I did an online search myself shopping for different insurances. It was hard for me to find a policy that would accept my preexisting condition. And the ones that would accept me charged an arm and a leg, money that I did not have. I had a conversation with Mister Ray, soon enough. He is a really good guy. He explained everything to me clearly before I signed up. I understood the benefits of my policy fully. Now I enjoy the benefits of my term life insurance, so if something happens to me my family is set for life.
I would always get calls from insurance companies all over the place and I would usually ignore them. Then, something really serious happened in the family. I prefer not to discuss it. But it put a lot of pressure on me. So, I started searching around for an insurance policy and found RS Insurance and really liked what they had to say. Eventually, I signed up for a policy and everything’s been smooth sailing since. No problems, no increase in fees or nothing. I feel protected with them and I can honestly say that I’m glad I chose them.
Ray handed me a flyer when he visited my home and I thought to myself that he is just another insurance guy or scammer claiming to lower my electric bill-but he was far from that. He offered me real benefits for my family for a reasonable price and I listened closely. Several years later, I’m glad to say that I love my plan with RS Insurance Group and wouldn’t trade it for another.
There was no obligation for me to listen to the free advice from RS Insurance Group. But because of my profession, I remained open-minded to new information because you never know what you can learn from someone. Luckily, this mindset led me to having deep conversation with Mr. Shakuri. I have all the time in the world being a 30-year-old mom to reflect and prepare my future. Thanks for helping me make the right decision!
OUR BLOG
Life Insurance: What You Should Know And The Cost
Americans generally don’t like discussions pertaining to their demise. Of course, such despisal for such talks is understandable given that America is such a beautiful place. The thoughts of death
Term or Whole Life Insurance: Which Is Right For You?
We hear about insurance every day. Many of us in San Diego are caught between the decision of choosing between whole life insurance and term life insurance. Definitely, you have
What Most People Don’t Know About Insuring Their Spouse
For many people that are researching life insurance for the first time, there are a lot of questions regarding whether or not they can purchase life insurance for their spouse.
Secrets Insurance Companies Don’t Want You to Know
Ask yourself, what do you actually know about the life insurance industry? Do you know how it works? Why is life insurance necessary? How to get the best rates? Do
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